Open source · self-hosted · your data stays yours
A calm, minimal finance tracker: bank sync, automatic categories, bills, budgets, forecasts and net worth – on the web, your Mac and the terminal.
Safe to spend
€ 1.379
≈ € 60/day until payday on 28 Oct
Upcoming
Explainable automation – every number can be traced back to transactions and rules.
Bank sync
2,500+ European banks via Enable Banking (PSD2), read-only.
Smart categories
Merchant recognition with logos, plus your own rules.
Bills & paychecks
Recurring payments detected automatically, with price-change alerts.
Safe to spend
What's left until payday after bills, savings and a buffer.
Budgets on autopilot
Generated from your history, adjusted in one click.
Cash-flow forecast
See your balance 90 days ahead, including the likely range.
Anomaly alerts
Duplicate charges, unusual amounts and spending spikes.
Debt payoff
Avalanche vs. snowball, with your debt-free date.
Net worth
Banks, cards, loans, portfolio and P2P in one number.
Investments
Depot via Parqet Connect; P2P statements from Mintos, Estateguru, Monefit & co.
Invoices
Pulled from email and portals, extracted by an LLM, matched to transactions.
CSV in, CSV out
Import any bank export. Export everything, anytime.
A self-hosted Next.js server holds your data and syncs your banks. The web app, the native macOS app (Tauri) and the CLI all talk to the same API.
Web
Now
macOS app
Tauri · next
CLI
Now (preview)
iOS & Android
Later
Read-only bank access. No tracking. Export everything as CSV or JSON.
$ pft summary Safe to spend € 1.379 (€ 60/day until 28 Oct) Net worth € 39.654 (-€ 183 vs last month) This month € 1.496 spent · € 0 income $ pft tx list --limit 3 2026-10-05 Billa Groceries -€ 74,48 2026-10-05 Wien Energie Utilities -€ 78,00 2026-10-03 UNIQA Insurance -€ 142,50